Implementation of a Microservice Solution of the Digital Ruble Coordinator in the Banking Sector

This study examines the process of implementing the microservice solution "Coordinator of the Digital Ruble of the Central Bank of the Russian Federation" in a commercial bank. The introduction of the digital ruble as a new form of national currency is a significant step in the digitalization of Russia's financial sector. The study analyzes existing methods and models for the implementation of digital currencies, examines the advantages and disadvantages of the digital ruble, and develops an information-logical model of interaction between financial market participants and the digital ruble platform of the Bank of Russia. The scientific novelty of the research lies in the author's direct involvement in the development and implementation of the solution, which allowed for the creation and testing of the microservice platform architecture, as well as the development and testing of business processes for client interaction with the digital ruble platform. The practical significance of the work is that it provides detailed guidance for financial organizations on the implementation of the digital ruble, facilitating the effective integration of the new currency into the existing financial infrastructure.