The Future of Agile Banking: the impact of a synergetic approach to AI and Scrum

The rapid development of digital technologies has had a significant impact on various industries, transforming business processes and working methods of companies. An increasing number of organizations are undergoing various stages and forms of digital transformation, which have a significant impact on both these organizations and the industry as a whole. The spread of artificial intelligence technologies in the daily activities of organizations is becoming increasingly common. However, in particular for the development of digital products, the use of artificial intelligence technologies is at an early stage: there are more and more point tools that solve point problems in many cases and are poorly interconnected, and the current frameworks for organizing digital technology development processes have not yet been fully adapted to the capabilities of AI. The speed and priority of introducing these technologies into the development of digital products directly depend on understanding the potential effect and opportunities, so this study is aimed at exploring the possibilities and limitations of using advanced artificial technologies in the development of digital products using the example of the banking industry.