Личные инвестиции и финансы

2020/2021

Статус: Дисциплина общефакультетского пула

Кто читает: Международный институт экономики и финансов

Где читается: Международный институт экономики и финансов

Когда читается: 1, 2 модуль

Преподаватели: Гудов Артем Сергеевич

Язык: русский

Кредиты: 3

Контактные часы: 32

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Аннотация

Personal Investments and Finance is a course for ICEF bachelor’s and master’s students. It develops both theoretical and practical frameworks to comprehensive understanding of major principles of investment management, creation of personal savings and capital. The course is recommended for students pursuing career in investment portfolio management, private banking and corporate finance. This course will be useful for all students interested in effective management of personal savings and additional sources of passive capital creation. Course Pre-requisites: Basic knowledge of accounting, financial statement analysis, corporate finance and investment analysis, basic skills in MS Excel and PowerPoint

Цель освоения дисциплины

Provide knowledge of financial literacy
Teach basics of investment instruments and principles of portfolio management
Motivate students start investment activities and form passive sources of income

Планируемые результаты обучения

identify similar issues in personal and corporate finance
define the basics of risk-return relationship
be able to create personal P&L
identify most of investment opportunities
apply basic knowledge of asset valuation
apply basic skills of asset management
be able to make personal financial plan
demonstrate skills of investment portfolio creation and practice of presentations

Содержание учебной дисциплины

Corporate and personal financial statements
a. Comparison of corporate accounting reporting with personal Profit and losses statement (P&L), Cash flow and Balance sheet b. Difference of corporate and personal financial objectives c. Career in Private banking and portfolio management
Financial literacy
a. Why compound interest, discounting and the time value of money are very important? b. Currency, interest and market risks. Instruments for risk mitigation
Personal P&L and cash flow
a. Increasing income and savings. - Conservative investments. Bank deposits, bonds, eurobonds, real estate, investment life insurance - Moderate risk investments. Stocks, mutual funds, ETF, crowdlending, precious metals, structured products, REIT. - High risk (high return?) investments. Derivatives, ForEx, high frequency trading, crypto currency. b. Decreasing spending, additional savings. - Getting discounts - Lucrative loan interest rates - Reduction of unnecessary spending
Long-term investments and speculations
a. Principles of assets valuation b. «Value» investments c. Speculations and arbitrage d. Types of investments and macroeconomic business cycles e. Examples of fair value analysisof stockprices
Group presentations.Analysis of investment in a public Russian/US company stock
Personal Balance sheet
a. Increasing personal assets - Definition of assets and their types - Maximization of cash generating assets b. Decreasing personal liabilities. - Do people need loans? - Bank loans: real estate, automobile, consumer credits - Microfinance and other loans
Property and private capital creation
a. Is it better to own property than live in “sharing” economy? b. Business cases: buying or renting a flat, a car
Creation of investment portfolio and personal financial plan
a. Creation of investment portfoilio b. Personal financial plan for 5+ years

Элементы контроля

Classes
Individual home assignments
Case 1
In groups of 2-4 students
Final exam
Case 2

Промежуточная аттестация

Промежуточная аттестация (2 модуль)
0.15 * Case 1 + 0.15 * Case 2 + 0.2 * Classes + 0.4 * Final exam + 0.1 * Individual home assignments

Программа дисциплины